Stays between 5 and 7 years
International health insurance
EXPAT PRIVATE
EXPAT PRIVATE BENEFITS
Insurance cover for private individuals
Insurance cover for private individuals
Persons up to the age of 67 are eligible for insurance, term up to 5 years, one-time extension possible, No deductible, can also be taken out after the start of the trip. Without pre-existing conditions.
Valid worldwide; (incl. Insurance cover for up to 42 days per insurance year for stays in the
USA, Canada and Switzerland)
- Inpatient and outpatient treatments: 100%
- Dental treatments: 100%
- Dentures: 80% (waiting period of 8 months)
- Visual aids: 50 euros per insurance year
- Pregnancy and childbirth: 100% (waiting period of 8 months)
- Outpatient screening for the early detection of cancer: 100%
- Insurance cover in home country for up to three months per year
- The maximum insurable age is 66, no health questions or examinations on application.
- Repatriations (return transportation) up to 250,000 euros per loss event
- Repatriation in the event of death up to 10,000 euros
- Psychotherapy: for trauma 80% for outpatient treatment, up to 2,000 euros per insurance year
from/month
- 161,- €
International health insurance
EXPAT FLEXIBLE
EXPAT FLEXIBLE BENEFITS
Insurance cover for private individuals
Insurance cover for private individuals
Persons up to the age of 67 are eligible for insurance, term up to 5 years, no excess, can also be taken out after the start of the trip.
- Worldwide validity (limited: USA, Canada, Switzerland)
(insurance cover possible in home country)
- Inpatient and outpatient treatments: 100%
- Dental treatments: 100%
- Insurance cover in home country for up to three months per year
- the maximum insurable age is 66, health questions are required from the age of 50
- Repatriations (return transportation) up to 250,000 euros per loss event
- Repatriation in the event of death up to 10,000 euros
- Health questions must be answered from the age of 50.
from/month
- 97,- €
International health insurance
HANSE MERKUR 5 years
Long-term health insurance abroad
For stays of up to 5 years
For stays of up to 5 years
Persons up to the age of 59 are eligible for insurance
resident in the Federal Republic of Germany.
Can be taken out onlinebefore the start of the trip.
25.00 EUR deductible per insured event.
- valid worldwide (exception: USA & Canada, optional)
- Outpatient & inpatient treatment in hospital
- Insurance cover in your home country for up to 6 weeks per year (minimum term 1 year)
- Daily premium invoice
- Pain-relieving conservative dental treatment /incl. Simple dental fillings and repairs of vexisting dentures)
- Repatriation and burial up to EUR 10,000
from/month
- 72,- €
(up to the 65th birthday, tariff without USA/Canada
Globality - YouGenio® World
HANSE MERKUR 5 years
YOUGENIO® WORLD ADVANTAGES
Insurance cover for private individuals
- International health insurance for 84 months
- Valid worldwide, depending on your destination country
- No age limit when taking out insurance
- Moratorium clause up to age 55, no health questions, guaranteed acceptance of application
- Annual renewal, contract term 7 years in each case. The insurer cannot pay you on the basis of age or damage.
- Cancellation, the insurance is valid continuously for the 7-year contract term at the time of application acceptance.
- Re-application possible after 7 years, no extension.
- Both illness and accident are insured.
- The amount of the premium depends on the desired country zone, the age of the person to be insured, the desired deductible, the selected product variant and possible risk surcharges.
- The YouGenio® World- ESSENTIAL offers insurance with an entry-level premium from 54 euros.\
- The YouGenio® World CLASSIC with additional services is available from 121 euros.
- The YouGenio® World PLUS with additional services is available from 264 euros.
- The YouGenio® World TOP with additional services is available from 330 euros.
- However, due to the possibility of adapting the insurance to individual needs, the individual premiums can vary greatly from the initial premiums. We therefore recommend that you request your personal offer via our ONLINE BUTTON.
- No age limit when taking out insurance
- Moratorium clause up to 55 years
- From the age of 56, health questions must be answered when applying and a medical examination is required from the age of 65.
from/month
- 62,- €
(up to the 65th birthday, tariff without USA/Canada
